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Emirates Integrated Telecommunications Company PJSC (du) reported a 14.6% growth in net income and an 8.0% increase in revenues for the first nine months of 2025. In the third quarter, revenues rose by 7.9% year-over-year, supported by strong commercial performance in both B2C and B2B segments and a robust EBITDA margin of 47.8%. The company completed a secondary public offering of 7.55% of its share capital, enhancing its market profile. The mobile and fixed bases grew by 10.3% and 9.7%, respectively. The steady performance over three quarters allows du to reaffirm its 2025 revenue growth guidance of 6-8% and an EBITDA margin of 45-47%.

The document is a review report and condensed consolidated financial statements for Emirates Integrated Telecommunications Company PJSC and its subsidiaries, covering the nine-month period ending on September 30, 2025.

The Islamic Arab Insurance Company (Salama) has appointed Essa Ali Bin Salem Al Zaabi as the new Chairman of the Board of Directors. This appointment is part of Salama's transformation and growth strategy, following shareholder approval of a recapitalization plan to enhance solvency and regulatory capital. Mr. Al Zaabi has over 20 years of leadership experience in both public and private sectors, with expertise in human capital development and institutional transformation. He aims to sustain underwriting performance and uphold service standards. Mohamed Ali Bouabane, Group CEO, expressed confidence in Mr. Al Zaabi's ability to strengthen Salama’s foundations and focus on profitable growth. Mr. Al Zaabi previously held senior roles at the Dubai Chamber of Commerce and Industry and other notable organizations. Salama is a leading Shariah-compliant Takaful solutions provider listed on the Dubai Financial Market.

Ajman Bank, chaired by His Highness Sheikh Ammar bin Humaid Al Nuaimi, reported a profit before tax of AED 414 million for the first nine months of 2025, marking a 32% increase from the previous year. Profit after tax was AED 380 million, up 31% year-on-year. Total operating income was AED 1.2 billion, with net operating income at AED 660 million, reflecting strong performance and effective growth strategy execution. The bank's total assets increased by 23% to AED 28.0 billion, driven by a 20% rise in total financing to AED 18.5 billion and a 14% growth in customer deposits to AED 20.6 billion. Shareholders' equity rose by 8% to AED 3.4 billion. Capital and liquidity positions remained robust, with a Capital Adequacy Ratio of 16.9% and a Tier 1 Capital Ratio of 15.8%. Return on Equity improved to 15.6%, and Return on Assets reached 2.0%. The Cost-to-Income Ratio was 44.8%. Asset quality improved, with the Non-Performing Loans Ratio declining to 7.7% and the Real Estate Ratio reduced to 31.9%. CEO Mustafa Al Khalfawi highlighted the bank's operational strength and focus on efficiency, balance sheet optimization, and digital ecosystem expansion.

Ajman Bank PJSC has released a review report and condensed consolidated interim financial information for the nine-month period ending on September 30, 2025.