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The Islamic Arab Insurance Company (SALAMA) has increased the permitted ownership limit for non-UAE nationals in its share capital to 49%, as stated in the company's articles of association. However, UAE nationals and Gulf Cooperation Council (GCC) nationals must maintain at least a 51% shareholding in the company. The previous ownership limit for non-UAE nationals and GCC nationals was 25%, and this will remain in effect until December 30, 2025. The new ownership limits will take effect on December 31, 2025.

AM Best has affirmed the Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Rating of "a-" (Excellent) for Dubai National Insurance & Reinsurance P.S.C. (DNI) in the United Arab Emirates. The outlook for these ratings is stable. These ratings are based on DNI's very strong balance sheet, strong operating performance, limited business profile, and appropriate enterprise risk management. DNI's balance sheet strength is supported by strong risk-adjusted capitalization, good earnings retention, low underwriting leverage, good liquidity levels, and prudent reserving practices. However, the company has a high dependence on reinsurance, with an average retention ratio of approximately 49.9% from 2022 to 2024. This risk is mitigated by using a panel of international reinsurers with excellent financial strength. DNI has shown strong operating performance, with a five-year average combined ratio of 85.3%, although recent underwriting performance has been pressured, with combined ratios rising to 104.2% in 2024 and 99.8% for the third quarter of 2025.

A meeting of the Board of Directors of the Islamic Arab Insurance Company (SALAMA) was held on December 25, 2025. The Board approved the company's budget for 2026. Additionally, they decided to invite the General Assembly to discuss and approve related party transactions concerning the planned issuance of convertible sukuk, subject to approval from the Central Bank of the UAE and the Securities and Commodities Authority. This will occur after the company's capital reduction is completed, with the Chairman authorized to set the meeting's date and location.

The board of directors of Takaful Emarat Insurance PSC held a meeting on Thursday, December 25, 2025, from 3:00 PM to 5:00 PM. The meeting was attended by five board members, achieving a quorum of 71%. During the meeting, business updates and other matters were discussed. The meeting was authorized by Adnan Sabalaaish, the Chief Executive Officer, whose signature and the company’s seal were documented.